{"id":136,"date":"2026-11-14T22:50:42","date_gmt":"2026-11-14T21:50:42","guid":{"rendered":"https:\/\/zlikwidujdlugi.pl\/?page_id=136"},"modified":"2026-11-14T22:50:42","modified_gmt":"2026-11-14T21:50:42","slug":"strona-glowna","status":"publish","type":"page","link":"https:\/\/zlikwidujdlugi.pl\/","title":{"rendered":"Strona g\u0142\u00f3wna"},"content":{"rendered":"<div class=\"wp-block-group zd-home\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><style>\n.zd-home{--navy:#082747;--navy2:#0865A8;--blue:#0865A8;--green:#78C52D;--gbtn:#78C52D;--lime:#78C52D;--gold:#D5A63D;--ink:#16233b;--mist:#f2f6fb;color:var(--ink);font-size:18px;line-height:1.65;font-family:\"DM Sans\",system-ui,-apple-system,\"Segoe UI\",sans-serif}\n.zd-home 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input[type=submit]:disabled{opacity:.45;cursor:not-allowed}\n.zd-home .zd-note{font-size:14px;color:#9fb3d1;margin-top:32px}\n.zd-home .zd-services>.wp-block-group__inner-container{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,420px),1fr));gap:36px 56px;margin-top:40px}.zd-home .zd-services>.wp-block-group__inner-container>*{margin:0!important}.zd-home .zd-svc{border-top:3px solid var(--green);padding-top:16px}.zd-home .zd-svc h3{font-size:21px;margin:0 0 8px}.zd-home .zd-svc p{margin:0}.zd-home .zd-plain{background:#fff}@media(max-width:781px){.zd-home .zd-sec{padding:56px 20px}.zd-home .zd-hero{padding:48px 20px 0}.zd-home .zd-hero .wp-block-column:first-child{padding-bottom:24px}.zd-home .zd-who .wp-block-columns,.zd-home .zd-contact .wp-block-columns{gap:28px}}\n@media (prefers-reduced-motion:reduce){.zd-home *{transition:none!important}}\n<\/style><div class=\"wp-block-group zd-sec zd-hero\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-group zd-in\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><h1 class=\"wp-block-heading\">Wyjd\u017a z d\u0142ug\u00f3w.<br>Zacznij <span class=\"zd-lime\">nowe \u017cycie.<\/span><\/h1><hr class=\"zd-rule\"><p class=\"wp-block-paragraph\">Profesjonalna pomoc w upad\u0142o\u015bci konsumenckiej i odd\u0142u\u017caniu. Przeanalizujemy Twoj\u0105 sytuacj\u0119, wyja\u015bnimy dost\u0119pne mo\u017cliwo\u015bci i poprowadzimy Ci\u0119 krok po kroku.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"#kontakt\">Um\u00f3w bezp\u0142atn\u0105 rozmow\u0119<\/a><\/div><div class=\"wp-block-button zd-btn-2\"><a class=\"wp-block-button__link wp-element-button\" href=\"#jak-dzialamy\">Zobacz, jak to dzia\u0142a<\/a><\/div><\/div><ul class=\"zd-trust\"><li><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M12 3l7 3v5c0 4.5-3 8-7 10-4-2-7-5.5-7-10V6l7-3z\"\/><path d=\"M9 12l2 2 4-4\"\/><\/svg><span>Bezpiecze\u0144stwo<\/span><\/li><li><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M4 14v-2a8 8 0 0116 0v2\"\/><rect x=\"3.5\" y=\"13\" width=\"4\" height=\"6\" rx=\"1.5\"\/><rect x=\"16.5\" y=\"13\" width=\"4\" height=\"6\" rx=\"1.5\"\/><path d=\"M20 19c0 1.5-2 2.5-5 2.5\"\/><\/svg><span>Profesjonalne<br>wsparcie<\/span><\/li><li><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M8 12.5l3 3 5-6\"\/><\/svg><span>Nowy start<br>bez d\u0142ug\u00f3w<\/span><\/li><\/ul><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"zd-bird\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"30 50 345 250\" role=\"img\" aria-label=\"Ptak origami \u2013 symbol nowego pocz\u0105tku\"><g transform=\"translate(42,34)\"><defs><linearGradient id=\"hwA\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" stop-color=\"#2C91D0\"\/><stop offset=\"1\" stop-color=\"#082747\"\/><\/linearGradient><linearGradient id=\"hwB\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" stop-color=\"#5AB5E8\"\/><stop offset=\"1\" stop-color=\"#07558D\"\/><\/linearGradient><linearGradient id=\"hbd\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" stop-color=\"#1D78B7\"\/><stop offset=\"1\" stop-color=\"#082747\"\/><\/linearGradient><linearGradient id=\"hsw\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"0\"><stop offset=\"0\" stop-color=\"#1E7C35\"\/><stop offset=\"1\" stop-color=\"#75C82C\"\/><\/linearGradient><\/defs><polygon points=\"14,28 178,70 250,133 177,153 104,104\" fill=\"url(#hwA)\"\/><polygon points=\"14,28 104,104 177,153 88,145 35,89\" fill=\"#0A3D68\"\/><polygon points=\"104,104 178,70 250,133 177,153\" fill=\"url(#hwB)\"\/><polygon points=\"35,89 177,153 226,185 118,178 24,216 86,151\" fill=\"#0A3155\"\/><polygon points=\"86,151 177,153 226,185 118,178\" fill=\"url(#hwA)\"\/><polygon points=\"177,153 226,185 268,145 304,137 276,118 244,118 218,136\" fill=\"url(#hbd)\"\/><polygon points=\"226,185 268,145 304,137 281,164 244,188\" fill=\"#0B4775\"\/><polygon points=\"244,118 276,118 304,137 268,145\" fill=\"url(#hwB)\"\/><circle cx=\"284\" cy=\"128\" r=\"3.5\" fill=\"#082747\"\/><path d=\"M0 260 C76 202, 173 188, 318 202 C210 205, 102 226, 0 260Z\" fill=\"url(#hsw)\"\/><\/g><\/svg><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div id=\"dla-kogo\" class=\"wp-block-group zd-sec zd-who\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-group zd-in\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:40%\"><h2 class=\"wp-block-heading\">D\u0142ugi to nie wyrok. Jest z nich wyj\u015bcie.<\/h2><p class=\"zd-lead wp-block-paragraph\">Pomagamy osobom, kt\u00f3re przesta\u0142y radzi\u0107 sobie ze sp\u0142at\u0105 zobowi\u0105za\u0144 i szukaj\u0105 bezpiecznego, zgodnego z prawem rozwi\u0105zania.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\"><ul class=\"wp-block-list zd-checks\"><li><strong>Kredyty i po\u017cyczki.<\/strong> Raty przerastaj\u0105 bud\u017cet, a nowe zobowi\u0105zania sp\u0142acaj\u0105 stare.<\/li><li><strong>Egzekucja komornicza.<\/strong> Zaj\u0119te wynagrodzenie lub konto, pisma od komornika i brak spokoju.<\/li><li><strong>Utrata dochod\u00f3w.<\/strong> Choroba, utrata pracy lub zmiana sytuacji rodzinnej wywr\u00f3ci\u0142y finanse.<\/li><li><strong>Brak perspektyw sp\u0142aty.<\/strong> Wiesz, \u017ce zad\u0142u\u017cenia nie sp\u0142acisz w rozs\u0105dnym czasie i szukasz wyj\u015bcia.<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div><div id=\"jak-pomagamy\" class=\"wp-block-group zd-sec zd-mist\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-group zd-in\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><h2 class=\"wp-block-heading\">Kompleksowe wsparcie w odd\u0142u\u017caniu<\/h2><p class=\"zd-lead wp-block-paragraph\">Ka\u017cda sytuacja jest inna, dlatego zaczynamy od rozmowy i analizy. Dopiero potem proponujemy rozwi\u0105zanie, kt\u00f3re ma sens w Twoim przypadku.<\/p><div class=\"wp-block-group zd-services\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-group zd-svc\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><h3 class=\"wp-block-heading\">Upad\u0142o\u015b\u0107 konsumencka<\/h3><p class=\"wp-block-paragraph\">Przygotowanie wniosku i dokument\u00f3w oraz wsparcie na ka\u017cdym etapie post\u0119powania przed s\u0105dem.<\/p><\/div><\/div><div class=\"wp-block-group zd-svc\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><h3 class=\"wp-block-heading\">Negocjacje z wierzycielami<\/h3><p class=\"wp-block-paragraph\">Rozmowy o ugodach, roz\u0142o\u017ceniu sp\u0142aty na raty lub zmianie warunk\u00f3w, gdy to najlepsze wyj\u015bcie.<\/p><\/div><\/div><div class=\"wp-block-group zd-svc\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><h3 class=\"wp-block-heading\">Pomoc przy egzekucji komorniczej<\/h3><p class=\"wp-block-paragraph\">Wyja\u015bniamy Twoje prawa, pomagamy w kontakcie z komornikiem i wskazujemy mo\u017cliwe kroki obronne.<\/p><\/div><\/div><div class=\"wp-block-group zd-svc\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><h3 class=\"wp-block-heading\">Analiza sytuacji finansowej<\/h3><p class=\"wp-block-paragraph\">Porz\u0105dkujemy zobowi\u0105zania, dochody i maj\u0105tek, \u017ceby wybra\u0107 rozwi\u0105zanie dopasowane do Ciebie.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div id=\"jak-dzialamy\" class=\"wp-block-group zd-sec zd-plain\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-group zd-in\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><h2 class=\"wp-block-heading\">Cztery kroki do nowego pocz\u0105tku<\/h2><p class=\"zd-lead wp-block-paragraph\">Prowadzimy Ci\u0119 od pierwszej rozmowy do zako\u0144czenia post\u0119powania. Ka\u017cdy etap t\u0142umaczymy prostym j\u0119zykiem.<\/p><div class=\"wp-block-group zd-steps\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-group zd-step\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><p class=\"zd-num wp-block-paragraph\">1<\/p><h3 class=\"wp-block-heading\">Rozmowa<\/h3><p class=\"wp-block-paragraph\">Bezp\u0142atna, poufna rozmowa. Opowiadasz o swojej sytuacji, my s\u0142uchamy i zadajemy pytania.<\/p><\/div><\/div><div class=\"wp-block-group zd-step\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><p class=\"zd-num wp-block-paragraph\">2<\/p><h3 class=\"wp-block-heading\">Analiza<\/h3><p class=\"wp-block-paragraph\">Sprawdzamy zobowi\u0105zania i dokumenty, a nast\u0119pnie oceniamy, jakie rozwi\u0105zania s\u0105 dla Ciebie dost\u0119pne.<\/p><\/div><\/div><div class=\"wp-block-group zd-step\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><p class=\"zd-num wp-block-paragraph\">3<\/p><h3 class=\"wp-block-heading\">Plan dzia\u0142ania<\/h3><p class=\"wp-block-paragraph\">Przedstawiamy jasny plan, harmonogram i koszty. Decyzj\u0119 podejmujesz Ty, bez presji.<\/p><\/div><\/div><div class=\"wp-block-group zd-step\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><p class=\"zd-num wp-block-paragraph\">4<\/p><h3 class=\"wp-block-heading\">Wsparcie do ko\u0144ca<\/h3><p class=\"wp-block-paragraph\">Przygotowujemy dokumenty i towarzyszymy Ci w post\u0119powaniu, a\u017c do jego zako\u0144czenia.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pytania\" class=\"wp-block-group zd-sec zd-mist\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-group zd-in\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><h2 class=\"wp-block-heading\">Najcz\u0119stsze pytania<\/h2><details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Kto mo\u017ce og\u0142osi\u0107 upad\u0142o\u015b\u0107 konsumenck\u0105?<\/summary><p class=\"wp-block-paragraph\">Co do zasady osoba fizyczna, kt\u00f3ra nie prowadzi dzia\u0142alno\u015bci gospodarczej i sta\u0142a si\u0119 niewyp\u0142acalna. O ostatecznej mo\u017cliwo\u015bci decyduje s\u0105d, a my pomagamy oceni\u0107 Twoje szanse jeszcze przed z\u0142o\u017ceniem wniosku.<\/p><\/details><details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Czy strac\u0119 mieszkanie lub ca\u0142y maj\u0105tek?<\/summary><p class=\"wp-block-paragraph\">W post\u0119powaniu upad\u0142o\u015bciowym maj\u0105tek mo\u017ce zosta\u0107 spieni\u0119\u017cony, ale obowi\u0105zuj\u0105 wy\u0142\u0105czenia i zasady ochrony d\u0142u\u017cnika. Na rozmowie omawiamy, co dok\u0142adnie dotyczy Twojej sytuacji.<\/p><\/details><details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Ile trwa post\u0119powanie?<\/summary><p class=\"wp-block-paragraph\">Czas zale\u017cy od s\u0105du, liczby wierzycieli i z\u0142o\u017cono\u015bci sprawy. Po analizie podamy realistyczne ramy czasowe, bez sk\u0142adania obietnic, kt\u00f3rych nie mo\u017cemy dotrzyma\u0107.<\/p><\/details><details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Czy pierwsza rozmowa jest bezp\u0142atna?<\/summary><p class=\"wp-block-paragraph\">Tak. Pierwsza rozmowa jest bezp\u0142atna, w pe\u0142ni poufna i do niczego Ci\u0119 nie zobowi\u0105zuje.<\/p><\/details><details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Jakie dokumenty b\u0119d\u0105 potrzebne?<\/summary><p class=\"wp-block-paragraph\">Zwykle umowy kredytowe, pisma od wierzycieli i komornika oraz za\u015bwiadczenia o dochodach. Pe\u0142n\u0105 list\u0119 dostaniesz po pierwszej rozmowie, a w zbieraniu dokument\u00f3w pomo\u017cemy.<\/p><\/details><\/div><\/div><\/div><\/div><div id=\"kontakt\" class=\"wp-block-group zd-sec zd-contact\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-group zd-in\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><h2 class=\"wp-block-heading\">Skontaktuj si\u0119 z nami<\/h2><p class=\"wp-block-paragraph\">Zadzwo\u0144 lub wy\u015blij wiadomo\u015b\u0107. 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Profesjonalna pomoc w upad\u0142o\u015bci konsumenckiej i odd\u0142u\u017caniu. Przeanalizujemy Twoj\u0105 sytuacj\u0119, wyja\u015bnimy dost\u0119pne mo\u017cliwo\u015bci i poprowadzimy Ci\u0119 krok po kroku. Bezpiecze\u0144stwo Profesjonalnewsparcie Nowy startbez d\u0142ug\u00f3w D\u0142ugi to nie wyrok. Jest z nich wyj\u015bcie. Pomagamy osobom, kt\u00f3re przesta\u0142y radzi\u0107 sobie ze sp\u0142at\u0105 zobowi\u0105za\u0144 i szukaj\u0105 bezpiecznego, zgodnego z prawem rozwi\u0105zania. Kompleksowe wsparcie [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"zd-home","meta":{"saved_in_kubio":false,"footnotes":""},"class_list":["post-136","page","type-page","status-publish","hentry"],"kubio_ai_page_context":{"short_desc":"","purpose":"general"},"_links":{"self":[{"href":"https:\/\/zlikwidujdlugi.pl\/index.php?rest_route=\/wp\/v2\/pages\/136","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zlikwidujdlugi.pl\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/zlikwidujdlugi.pl\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/zlikwidujdlugi.pl\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/zlikwidujdlugi.pl\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=136"}],"version-history":[{"count":10,"href":"https:\/\/zlikwidujdlugi.pl\/index.php?rest_route=\/wp\/v2\/pages\/136\/revisions"}],"predecessor-version":[{"id":159,"href":"https:\/\/zlikwidujdlugi.pl\/index.php?rest_route=\/wp\/v2\/pages\/136\/revisions\/159"}],"wp:attachment":[{"href":"https:\/\/zlikwidujdlugi.pl\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=136"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}